Chapter 7

New York City Chapter 7 Bankruptcy Attorney

Chapter 7 bankruptcy* is what most people think of when they discuss a bankruptcy filing. Chapter 7 can be used by businesses or individuals to discharge their debts and start again. Eligibility for a Chapter 7 bankruptcy filing is limited to people and businesses whose assets and income fall below a specific income cap.

Bringing impeccable credentials and experience to the practice of bankruptcy law

At the Brooklyn law firm of Ortiz & Ortiz, we have been helping people file for Chapter 7 bankruptcy protection since 1987. Our bankruptcy lawyer, Attorney Norma Ortiz, brings an unusual combination of experience and knowledge to this area. She clerked for a bankruptcy judge and worked for the U.S. Department of Justice bankruptcy section as a prosecutor prior to private practice. This experience and her ongoing commitment to educating other attorneys about bankruptcy law changes, give her the ability handle any type of bankruptcy filing, including a Chapter 7.

To speak with Attorney Ortiz about protection under Chapter 7 of the bankruptcy laws, contact our Brooklyn office. Call 718-522-1117.

Details of a Chapter 7 bankruptcy

Our attorney will evaluate your financial situation and determine whether or not you are eligible for a Chapter 7 bankruptcy. Because of her detailed knowledge of the new bankruptcy laws, she has been able to help people who believed they were ineligible for a Chapter 7. She uses her knowledge of the state income caps and the bankruptcy code’s “means test” to get clients into the bankruptcy program best suited to their circumstances. Whether you are able to file under Chapter 7 or Chapter 13, you will be protected from creditors’ collection efforts once your petition is filed.

After your Chapter 7 bankruptcy petition is approved by the bankruptcy trustee, your assets will be sold and the proceeds distributed to creditors equally. Even if you have few or no assets, you will still be able to begin your financial life again under Chapter 7.

Contact an experienced bankruptcy lawyer

To learn about your eligibility for a Chapter 7 bankruptcy filing, contact our Brooklyn law firm. We have helped many people in New York City and New Jersey obtain protection from creditors under the bankruptcy laws; we can help you.

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*We are a debt relief agency – Serving New York City and the Newark, New Jersey areas in bankruptcy cases